Balancing ethics and performance

CPIC operates according to a system of capitalisation. Having deducted its expenses, it then automatically passes on to the beneficiaries the entirety of the returns on its investments. These are governed by regulations which come close in spirit to the statutory investment limits applicable to Swiss pension funds.

CPIC’s assets are managed by bank teams with an impeccable record as wealth managers, on the basis of three portfolios or segments:

the “growth” segment in euros (Segment A), the aim of which is a long-term yield

the “conservative” segment in euros (Segment B), open to all beneficiaries aged 55 and above whose investment aim is to preserve the value of their retirement capital

the “growth” segment in Swiss francs (Segment C) the aim of which is a medium and long-term return

CPIC’s investments are evaluated monthly at market value and expressed in the form of the value of a CPIC share, namely an A share, B share or C share.

Ethos Foundation

CPIC’s Foundation Board is aware of the importance of being able to report good annual performances to the beneficiaries. However, the investment performance ought not to be obtained regardless of the price and ought not to cause risks of economic, social or ecological imbalance. That is why we at CPIC have the desire to act as responsible investors. In order to put that wish into practice, our asset management considers not only performance but also the criteria of sustainable investments.

Moreover, CPIC is a member of Ethos – Swiss Foundation for Sustainable Development, a grouping of nearly 220 institutional investors. The purpose of this foundation is to promote consideration of sustainable development principles in investment activities and also to promote a stable and prosperous environment that serves society as a whole.

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